Payment Solutions has products to make your transactions run smoother and more securely whether you interact with your customers at a physical location, through a website, over the phone or by mail.
FREE - Merchant Processing Review and Analysis
Most business owners don't know the true cost of processing checks, debit cards and credit cards.
We'll provide you with a full assessment of your processing costs and show you how Payment Solutions can save you not only money – but time and often costly errors.
About Payment Solutions
Payment Solutions has been making accepting electronic payments easy for businesses for years. Processing services are currently being provided to over 100,000 businesses.
Your business can reach higher revenues by accepting multiple forms of payment including credit and debit cards, electronic checks, gift cards, and automatic recurring payments. With Payment Solutions, you can also expand the way you accept payments, from card present and mail order/telephone order (MO/TO) to Internet and payments integrated with software.
Every business is different and has different processing needs. Attention and consideration is given to each SPS processing solution so that it is designed to meet those specific needs. Payment Solutions provides a wide range of merchant services including: merchant accounts, equipment, processing solutions for retail, MO/TO and Internet businesses, and valuable customer retention tools like loyalty cards, online reporting and financial resources that ensure business growth. Merchant Accounts
* A merchant account is needed before you can accept credit cards * Unlike other payment processors, Payment Solutions provides merchant account origination as well as payment services * Quick merchant account approvals for domestic U.S. businesses * We provide you with the best type of merchant account for your business needs
Card Processing
* Processes all major credit cards and debit cards (Visa®, MasterCard®, American Express®, Discover®, Diner's Club®, JCB) * Low rates * No equipment purchase required * Secure 24/7 online reporting
Terminals
* POS and wireless from Hypercom®, Verifone®, Lipman and more * Competitive prices * New and quality refurbished equipment * Equipment comes fully integrated with applications
Gift & Loyalty Cards
* Build customer loyalty * Gift cards lead customers to spend more money at your store * Loyalty cards provide customers with incentives to visit your business more frequently
Business Capital
* Provides immediate cash for business growth and cash flow needs * Fixed or flexible payments * No-fee, simple application
Gateway
This is the vehicle that relays data in the payment process for Payment Solutions systems.
* Pre-integrated with our Virtual Terminal and free shopping cart * Companies with large product lines can integrate directly through our API * Fast response time and high volume capacity * Adheres to Payment Card Industry Data Standards to ensure secure payment processing
* Sage Virtual Terminal includes a free shopping cart for basic online stores * Many commercial shopping carts are already integrated with our payment gateway.
Electronic Check Services
* For MO/TO and Internet businesses * Processes virtual checks and ACH payments quickly and easily * Requires no double entry or back-end check printing * Real-time payment processing from any Internet enabled PC
Check Guarantee
* For retail businesses that process paper checks * Eliminates returned checks and bank NSF fees * 24/7 online reporting
Collect Direct
* For businesses that receive paper checks for payment on a recurring basis, such as apartment managers or utility providers * Simplifies and speeds up payment process by converting paper check payments into ACH transactions * External lockboxes are no longer necessary * NSF notification within 48 hours
Financial Institutions Group
* Specialized merchant services for community banks and credit unions * In-depth relationships are developed to service the individual needs of each bank or credit union location creating a high-touch, hometown feel for merchants while providing a wide range of services
